Hi, my name is Scott Mullins, and thanks for visiting my video weblog (click here for my YouTube channel). When you’ve been injured as a result of the negligent conduct of another person, or a loved one has been killed as a result of negligent or careless conduct, there will come a point in the claim when an insurance representative will either dispute a fact or facts or will undervalue the claim. It is at that point that you need to consider hiring an injury or wrongful death attorney.